Grand Opening Special — Limited to First 20 Approved Loans!

To celebrate our launch, the first 20 customers approved for a personal loan in November will receive a Payment Holiday until 1 February 2026.

That means:

✅ Loan approved and paid out in November

✅ No instalments due in December 2025

✅ No instalments due in January 2026

✅ Your first repayment starts February 2026

This gives you extra room over the holiday season when expenses are normally higher. Interest and fees will still apply during the payment holiday and will be clearly disclosed in your loan agreement. Standard affordability checks apply. Responsible lending is at the heart of what we do.

❌ **We Do Not Charge Upfront Fees — Ever.**

Charging upfront, advance, admin, or “activation” fees before a loan is approved and paid out is illegal under the National Credit Act. We will never ask you to pay a deposit, an admin fee to unlock funds, or send money before receiving your loan. Any regulated fees will only appear in your signed loan agreement. If anyone asks you for money upfront claiming to be from our company, do not pay and report it immediately.

This offer is limited to the first 20 approved applicants in November 2025 only. Standard credit checks, affordability assessments, and National Credit Act (NCA) requirements apply.