Minimum Requirements to Apply

To qualify for a personal loan with Primelend Finance, applicants must:

Earn a minimum monthly income of R15 000 (before deductions)

Be 18 years or older

Have a valid South African ID

Receive income into a bank account (no cash-in-hand accepted)

Please Note: 

Only Standard Bank and Tyme Bank Clients qualify for the payment holiday with re-payments from end of January 2026!

If you do not meet the minimum income requirement, your application will not be approved.

📸 Self-Verification: Upload a selfie while holding your South African ID card to confirm your identity.

Frequently Asked Questions

Find answers to common questions about our loan approval process, required documents, eligibility, and fees.

Approval times vary, but typically it takes 24-48 hours after submitting all required documents.

You need to upload proof of income, ID, and bank statements through our secure online portal.

Applicants with a blacklisted status may not qualify; contact our support for personalized assistance.

No, Primelend Finance does not charge any upfront fees for loan applications.

Need Help?

Contact our support team for further assistance with your loan application.